Over the past few decades, financial markets became increasingly deregulated and
household debt expanded, sometimes rapidly. It is thus possible that greater deregulation …

This article remixes a classic Soja essay as a means of grappling with a series of
overlapping phenomena that are causes and consequences of contemporary American …

During the recent economic recession, the foreclosure crisis drew vast attention from
scholars and policymakers. Numerous studies focused on factors resulting in foreclosures …

Abstract While the Great Recession and the associated rise in foreclosures significantly
impacted households across the United States, default rates in rural areas and rural‐urban …

It is clear that we need to focus a spotlight on predatory lenders whose sole purpose is to
hijack the American dream from unsuspecting borrowers. We should leave no stone …

Research on the initial stage of the current mortgage foreclosure crisis focuses on its
causes, scope and economic impact. This study contributes to the emerging literature by …

Until the onset of the financial meltdown, independent mortgage companies (IMCs) had
begun to originate an increasing share of subprime loans, a high proportion of which went …

Mortgage innovations and New Deal agencies facilitated lower priced loans for prime
borrowers and minimum price disparities across US regions. In the 1980s deregulation …

Predatory lending and abusive practices arose as a serious danger by increasing the threat
of foreclosure and bankruptcy and decreasing the equity accumulated in a housing unit …

The expansion of mortgage lending, the extension of home ownership and innovation within
the financial sector played a central role in inflating a major international property bubble …