Recent research suggests that foreclosures have negative effects on homeowners and
neighborhoods. We examine the association between concentrated foreclosure activity and …

This dissertation explores how a mortgage product is related to racial equity in Philadelphia.
Locally and nationally, Black and Latino/a homebuyers are much more likely to rely on …

In this article, the authors introduce a novel way to define and measure housing submarkets
in relation to foreclosures. Instead of the traditional methods of identifying submarkets a …

While race and ethnicity have been analyzed often in the recent literature on the national
foreclosure crisis, there has been little focus on gender and marital status in studies that …

This dissertation integrates policy analysis, archival research, ethnographic field work, GIS
mapping and statistical analysis to build a broad geo-historical understanding of the role of …

Abstract Currently the United States faces a homelessness and affordable housing crisis
further exacerbated by economic recession and the COVID-19 pandemic. Homelessness …

This article describes the results of an exploratory study of predatory mortgage lending. The
purposes were to gain insights into the salient characteristics of victims of predatory …

Abstract The United States government spends billions of dollars on home ownership
programs in low and moderate income communities. However, there is paucity of academic …

The intent of the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act
(CRA), and subsequent regulations implementing these laws, was" to encourage financial …

In 2015 virtually the entire US mortgage market is subsidized by US taxpayers. When the
Federal Government took control of the Government Sponsored Enterprises (GSEs) Fannie …