Peredi: Privacy-enhanced, regulated and distributed central bank digital currencies

A Kiayias, M Kohlweiss, A Sarencheh - Proceedings of the 2022 ACM …, 2022 - dl.acm.org
Central Bank Digital Currencies (CBDCs) aspire to offer a digital replacement for physical
cash and as such need to tackle two fundamental requirements that are in conflict. On the …

Designing a central bank digital currency with support for cash-like privacy

J Gross, J Sedlmeir, M Babel, A Bechtel… - Available at SSRN …, 2021 - papers.ssrn.com
Most central banks in advanced economies consider issuing central bank digital currencies
(CBDCs) to address the declining use of cash as a means of payment and to position …

Bringing data minimization to digital wallets at scale with general-purpose zero-knowledge proofs

M Babel, J Sedlmeir - arXiv preprint arXiv:2301.00823, 2023 - arxiv.org
Today, digital identity management for individuals is either inconvenient and error-prone or
creates undesirable lock-in effects and violates privacy and security expectations. These …

Utt: Decentralized ecash with accountable privacy

A Tomescu, A Bhat, B Applebaum, I Abraham… - Cryptology ePrint …, 2022 - eprint.iacr.org
Abstract We present UnTraceable Transactions (UTT), a system for decentralized ecash with
accountable privacy. UTT is the first ecash system that obtains three critical properties:(1) it …

A Non-Custodial Wallet for CBDC: Design Challenges and Opportunities

R Bowler, C Speed, G Goodell, J Revans - arXiv preprint arXiv …, 2023 - arxiv.org
Central Bank Digital Currency (CBDC) is a novel form of money that could be issued and
regulated by central banks, offering benefits such as programmability, security, and privacy …

A privacy-preserving transparent central bank digital currency system based on consortium blockchain and unspent transaction outputs

MM Islam - IEEE Transactions on Services Computing, 2022 - ieeexplore.ieee.org
There is rising global demand for the deployment of a central bank digital currency (CBDC)
system to achieve financial stability. However, striking a balance between privacy …

Derecho: Privacy pools with proof-carrying disclosures

J Beal, B Fisch - Cryptology ePrint Archive, 2023 - eprint.iacr.org
A privacy pool enables clients to deposit units of a cryptocurrency into a shared pool where
ownership of deposited currency is tracked via a system of cryptographically hidden records …

z-Commerce: Designing a data-minimizing one-click checkout solution

E Ermolaev, I Abellán Álvarez, J Sedlmeir… - … Conference on Design …, 2023 - Springer
E-commerce has grown rapidly over the past years, with prevailing e-commerce platforms
aggregating large amounts of customer data. This practice has several undesirable side …

Mapping the privacy landscape for central bank digital currencies

R Auer, R Böhme, J Clark, D Demirag - Communications of the ACM, 2023 - dl.acm.org
Mapping the Privacy Landscape for Central Bank Digital Currencies Page 1 46
COMMUNICATIONS OF THE ACM | MARCH 2023 | VOL. 66 | NO. 3 practice IMA GE B Y ANDRIJ …

Mapping the Privacy Landscape for Central Bank Digital Currencies: Now is the time to shape what future payment flows will reveal about you.

R Auer, R Böhme, J Clark, D Demirag - Queue, 2022 - dl.acm.org
Mapping the Privacy Landscape for Central Bank Digital Currencies: Now is the time to shape
what future payment flows will revea Page 1 acmqueue | july-august 2022 1 privacy The views …