Today's societal digitization continues to advance at exponential speeds driven by technology trends. Billions of Internet of Things devices have made their way into our daily …
Big Tech companies operating in a data-driven economy offer services that rely on their users' personal data and usually store this personal information in “data silos” that prevent …
LK Stamm, H Koelmann - Proceedings of the 24th Annual International …, 2023 - dl.acm.org
In recent years, the amount of research on Central Bank Digital Currencies (CBDCs) by central banks has increased extensively. These can cover a broad range of applications …
The nonexistence of well-structured information about the design and implementation of the Central Bank Digital Currency (CBDC) is affecting the cooperation of teams in CBDC …
Decentralized ecosystems, such as the Bitcoin, claim to be decentralized to avoid power concentrations such as commercial banks. This is perhaps true for their operations, but often …
A Halim, SM Isa - Indonesian Interdisciplinary Journal of Sharia …, 2024 - e-journal.uac.ac.id
This research presents a significant innovation in the era of digitalization, where Bank XYZ implements service-oriented architecture (SOA) using middleware to offer the PDAM …
MSA Razimi, E Sisdianto, O Suprianingsih - PaperASIA, 2024 - compendiumpaperasia.com
The quantity of electronic currency in circulation within the community experienced a substantial increase between 2017 and 2022. However, the quantity of electronic currency …