Determinants of individuals' intentions to use central bank digital currency: evidence from China

X Liu, Q Wang, G Wu, C Zhang - Technology Analysis & Strategic …, 2022 - Taylor & Francis
The application of a central bank digital currency (CBDC) is promising a substantial
alteration to the payment system and the provision of a safe, efficient, and inclusive financial …

Does previous experience with the unified payments interface (UPI) affect the usage of central bank digital currency (CBDC)?

M Gupta, S Taneja, V Sharma, A Singh… - Journal of Risk and …, 2023 - mdpi.com
In this study, we examined the influence of users' experiences with the unified payments
interface (UPI) system on the usage behavior of central bank digital currency (CBDC) in …

What triggers consumer adoption of central bank digital currency?

M Bijlsma, C van der Cruijsen, N Jonker… - Journal of Financial …, 2024 - Springer
Central banks around the world are examining the possibility of introducing Central Bank
Digital Currency (CBDC). The public's preferences concerning the usage of CBDC for …

Extending UTAUT with national identity and fairness to understand user adoption of DCEP in China

B Wu, X An, C Wang, HY Shin - Scientific Reports, 2022 - nature.com
The introduction of digital currency electronic payment (DCEP) by the Central Bank of China
is conducive to the central bank's timely grasp of macroeconomic dynamics and the …

Research on factors affecting people's intention to use digital currency: Empirical evidence from China

G Wu, J Yang, Q Hu - Frontiers in Psychology, 2022 - frontiersin.org
In the era of FinTech, many countries are currently exploring the viability of their own digital
currencies due to the vast potential in terms of efficiency, security and accessibility. Some …

Do perceived risks and benefits impact trust and willingness to adopt CBDCs?

S Gupta, DK Pandey, A El Ammari, GP Sahu - Research in International …, 2023 - Elsevier
Abstract Central Bank Digital Currency (CBDC), as a FinTech initiative, has the potential to
enhance financial inclusion, increase the speed and efficiency of financial transactions, and …

Understanding the adoption context of China's digital currency electronic payment

H Xia, Y Gao, JZ Zhang - Financial Innovation, 2023 - Springer
Central banks worldwide have started researching and developing central bank digital
currencies (CBDCs). In the digital economy context, concerns regarding the integrity …

India's CBDC for digital public infrastructure

K Sandhu, A Dayanandan, S Kuntluru - Economics Letters, 2023 - Elsevier
The present study examines factors influencing the adoption of Central Bank Digital
Currency (CBDC) in India. Based on the survey of prospective users, we find that significant …

Cultural values and the adoption of central bank digital currency

HN Luu, DD Do, T Pham, VX Ho… - Applied Economics …, 2023 - Taylor & Francis
This paper examines the impact of national culture on the decision of countries to adopt a
central bank digital currency (CBDC). Using Hofstede's cultural framework (ie Power …

Central bank digital currency adoption challenges, solutions, and a sentiment analysis

PK Ozili, SLN Alonso - Journal of Central Banking Theory and Practice, 2024 - sciendo.com
We identify some factors limiting CBDC adoption and some of the possible solutions. We
also assess the media sentiment about central bank digital currencies in general as well as …