Methods and systems are disclosed for the generation and use of merchant-customizable
token formats that define tokens that represent credit card and other payment numbers in …

Methods and systems are provided for non-cryptographic capabilities of a token Such as a
Smartcard to be used as an additional authentication factor when multi-factor authenti cation …

BACKGROUND 0002 Tokens have been used to conduct payment transac tions instead of
real account numbers. If a token is obtained by an unauthorized person, the exposure to the …

Systems and methods for communicating risk using token assurance data are provided. A
network token system pro vides a platform that can be leveraged by external entities (eg …

Embodiments of the invention are directed to methods, systems, and devices for replacing a
token on a user device, such as a transaction card. The transaction card includes tokens …

Embodiments of the invention are directed to systems, appa ratus, and methods for receiving
an account token for a trans action, and returning an associated real account identifier if the …

(60) Provisional application No. 61/153,950, filed on Feb. figured to communicate with a
token manager which is con 19, 2009, provisional application No. 61/160,914, figured to …

Systems and methods for performing token transactions are provided. In one embodiment,
the invention provides for processing token transactions, including receiving an encrypted …

Provided are devices, methods, systems, computer readable storage media and other
means for tokenizing data. In some examples, credit card numbers are tokenized using a pre …

References Cited(57) Systems and methods for monitoring token access transac US
PATENT DOCUMENTS tions are provided. In one embodiment, the invention pro 3.953, 887 …