Financial institutions employ credit rating systems to classify new borrowers, set loan terms,
and determine collateral requirements. Small and medium-sized businesses (SMEs) are …

Financial institutions use credit rating models to make lending, investing, and risk
management decisions. Credit rating models have been developed using a variety of …

Small-and medium-sized enterprises (SMEs) have a crucial influence on the economic
development of every nation, but access to formal finance remains a barrier. Similarly …

Corporate credit-rating assessment plays a crucial role in helping financial institutions make
their lending decisions and in reducing the financial constraints of small enterprises. This …

Credit score is a creditworthiness index, which enables the lender (bank and credit card
companies) to evaluate its own risk exposure toward a particular potential customer. There …

The credit scoring is a risk evaluation task considered as a critical decision for financial
institutions in order to avoid wrong decision that may result in huge amount of losses …

Over the past few years, the credit risk evaluation of micro‐, small‐and medium‐scale
enterprises by banks and financial institutions has been an active area of research under the …

Credit scoring is a crucial indicator for banks to determine the financial position and the
eligibility of a client for credit. In order to assign statistical odds or probabilities to predict the …

Purpose The purpose of this paper is to provide a comprehensive decision support
approach in credit risk assessment. Design/methodology/approach A comprehensive …

Credit-risk evaluation is a very challenging and important problem in the domain of financial
analysis. Many classification methods have been proposed in the literature to tackle this …