To finance a home purchase or refinance an existing mortgage in the US housing market, a
certified licensed appraiser typically performs an assessment of the home's value …

This research paper investigates the persistent issue of artificially inflated property
appraisals during the loan origination process. Using a dataset of 1,036,980 homes …

Mortgage regulation developments continue apace with significant changes related to
COVID-19 reverberations in parallel with a strong focus on appraisals, particularly regarding …

Automated valuation models (AVMs) are used to estimate the market value of homes and
play a key role in mortgage lending, in some cases even replacing human appraisers. They …

Automated valuation models (AVMs) are increasingly being used as a substitute for home
appraisals in mortgage origination. This paper examines whether there are differences in …

Are you kidding? Sign me up, you might say. Who doesn't want to save $500 or $700 for
someone to confirm that the price you and the seller agreed to makes sense? Appraisals are …

Confirming alternative explanations for appraisal under-valuations: New evidence from
appraisal-level data Page 1 1 Confirming alternative explanations for appraisal under-valuations …

Exploring Alternative Explanations for Appraisal Under-Valuation | Policy Commons Skip to
main content Policy Commons Organizations Publications Topics Tables Lists Modules …

Appraisal inflation is a prominent aspect of lax underwriting practice. The GSE May 2009
Home Valuation Code of Conduct (HVCC) aims to prohibit lenders from influencing …

Home appraisal came under scrutiny for contributing to the home‐price bubble and enabling
the origination of risky mortgages that led to the post‐2006 foreclosure crisis. Subsequent …