Consumer experiences with predatory lending practices

RP Hill, JC Kozup - Journal of consumer affairs, 2007 - Wiley Online Library
This investigation examines how consumers perceive and experience predatory lenders.
Findings reveal that industry practices are carried out to the detriment of persons typically …

[DOC][DOC] Predatory Lenders' Partner in Crime

E Spitzer - Washington Post, 2008 - hostingwin.unitn.it
Several years ago, state attorneys general and others involved in consumer protection
began to notice a marked/signed/noted increase in a range of predatory lending …

[图书][B] Why the poor pay more: How to stop predatory lending

GD Squires - 2004 - books.google.com
The proverbial American dream of owning a home has become an all-too-real nightmare for
a growing number of families. The most vulnerable segments of our society—including …

A behavioral analysis of predatory lending

PA McCoy - Akron L. Rev., 2005 - HeinOnline
To the dispassionate observer, predatory lending presents a conundrum. 1 Its victims are
homeowners who are wedded to staying in their homes. Many of them, particularly the …

[PDF][PDF] Quantifying the economic cost of predatory lending

E Stein - Center for Responsible Lending, Durham, NC http …, 2001 - responsiblelending.org
Federal Reserve Board Governor Gramlich has correctly noted that, just as with “safety and
soundness” and “unfair and deceptive trade practices,” there is not and should be no final …

Protecting consumers from predatory lenders: Defining the problem and moving toward workable solutions

D Goldstein - Harv. CR-CLL Rev., 2000 - HeinOnline
In June 1998, the New York State Attorney General prepared a federal suit accusing the
Delta Funding Corporation of targeting residents of minority neighborhoods for extremely …

[PDF][PDF] Predatory lending: An overview

JH Carr, L Kolluri - Fannie Mae Foundation, 2001 - Citeseer
Predatory lending has become one of the most critical policy issues facing the financial
services industry, particularly mortgage lending. Nearly every federal financial services …

The ethical and policy implications of profiling 'vulnerable'customers

P Harrison, C Gray - International journal of consumer studies, 2010 - Wiley Online Library
In the shadow of the global financial crisis, the issue of the marketing of credit has become
an increasing concern in the past 12 months. Outstanding personal debt in the UK currently …

Squaring the Predatory Lending Circle

B Azmy - Fla. L. Rev., 2005 - HeinOnline
Like obscenity," predatory lending" in the home-mortgage market eludes a precise or
uniform definition; the phenomenon instead frequently evokes an" I know it when I see it" …

[PDF][PDF] The state of lending in America & its impact on US households

D Bocian, D Davis, S Garrison… - Center for …, 2012 - staging.community-wealth.org
The State of Lending in America and its Impact on US Households (State of Lending) tells
the story of the financial products that American households use to handle everyday …