Financial illiteracy and underinsurance have been revealed to be critical issues in the
financial sustainability and well-being of families. However, studies show that financial …

Underinsurance and low financial literacy have been shown to be key issues impacting the
effectiveness of personal financial management. Both issues are made more important by …

We extend behavioural research in investment and retirement savings to insurance, by
investigating factors that may influence individuals' insurance decision making. These …

This study analyzes data from a survey developed and fielded by the author to assess
consumers' insurance literacy, measured by the score on a 10-question quiz about …

This study explored the effects of insurance literacy, perceived usefulness, attitude toward
health insurance, subjective norm, and perceived behavioral control on the intention to …

With the passage of the Patient Protection and Affordable Care Act (ACA) of 2010, the health
insurance literacy of Americans became a critical issue. In response, a consumer education …

Today's consumer is expected to make health‐care decisions that have serious implications
for their welfare. However, a major barrier to these decisions is a basic lack of understanding …

Understanding health insurance is central to affording and accessing health care in the
United States. Efforts to support consumers in making wise purchasing decisions and using …

The 2010 Affordable Care Act changed health insurance plans for both the insured and
uninsured. Currently insured consumers need to understand changes that impact their …

Financial literacy has gained much attention amongst scholars, policymakers and other
stakeholders due to its role in backing up investment decisions, improving personal financial …