How Age Shapes Ethno-Racial Disparities in Accessing Mortgage Credit

J Loya - The Sociological Quarterly, 2024 - Taylor & Francis
Unequal homeownership access is a major component of ethno-racial stratification.
Previous studies have demonstrated substantial ethno-racial disparities in access and …

Ethno-Racial and Down Payment Disparities in Mortgage Credit Access

J Loya - Race and Social Problems, 2023 - Springer
Access to homeownership is central to both wealth and ethno-racial stratification. Previous
research demonstrates ethno-racial inequality in homeownership such as unequal …

Ethno-racial and relative income disparities in access to mortgage credit

J Loya - Research in Social Stratification and Mobility, 2023 - Elsevier
The mortgage market is central to ethno-racial inequality in homeownership access.
Previous studies demonstrate that unequal treatment of minorities is a major contributor to …

Ethno-Racial and Credit Worthiness Disparities in Access to Mortgage Credit

J Loya - Social Forces, 2024 - academic.oup.com
The mortgage industry is central to ethno-racial stratification in homeownership access.
Ample research demonstrates that unequal treatment of minorities has created major …

Gender and ethno‐racial disparities in access to mortgage credit

J Loya - Social Science Quarterly, 2023 - Wiley Online Library
There is a long history of gender and ethno‐racial stratification in access to homeownership.
Previous research highlights unequal treatment of minorities and women in the mortgage …

Ethno-Racial Stratification in the Refinanced Mortgage Market

J Loya - Sociology of Race and Ethnicity, 2024 - journals.sagepub.com
The mortgage industry is a key component of ethno-racial stratification in wealth and
homeownership. Previous research demonstrates that unequal treatment of minorities has …

Ethno-racial stratification in the mortgage market: The role of co-applicants

J Loya - Social Science Research, 2022 - Elsevier
Unequal access to homeownership is central to ethno-racial stratification. Ample research
demonstrates large ethno-racial disparities that exist in access and outcomes throughout the …

The Great Recession and ethno-racial disparities in access to mortgage credit

J Loya, C Flippen - Social problems, 2021 - academic.oup.com
The mortgage industry has long been central to racially and ethnically stratified access to
homeownership. Liberalized access to credit during the 1990s and early 2000s targeted …

Differential Access in Mortgage Credit: The Role of Neighborhood Spatial and Racial Stratification

J Loya - Rural Sociology, 2023 - Wiley Online Library
Inequality in homeownership is a major component of ethno‐racial stratification. Previous
studies demonstrate large ethno‐racial differences in access and outcomes throughout the …

Racial stratification among Latinos in the mortgage market

J Loya - Race and Social Problems, 2022 - Springer
Studies of the mortgage industry's impact on racial stratification have long focused on racial
disparities found between white and black homeowners. Ample research demonstrates that …