A structural model of “alpha” for the capital adequacy ratios of Islamic banks

K Baldwin, M Alhalboni, MH Helmi - Journal of International Financial …, 2019 - Elsevier
The denominator of the capital adequacy ratio (CAR) for Islamic banks includes an
adjustment factor, alpha, arising from the subsidisation of investment account holders' …

The impact of the Basle capital adequacy ratio regulation on the financial and marketing strategies of Islamic banks

R Ahmed Abdel Karim - International Journal of Bank Marketing, 1996 - emerald.com
Reports that, unlike Western commercial banks, Islamic banks are prohibited by Islamic
precepts to receive or pay interest, inter alia, in all their transactions. Argues that the Basle …

The impacts of bank-specific and macroeconomic variables on the capital adequacy ratio: evidence from Islamic banks

W Kalifa, E Bektaş - Applied Economics Letters, 2018 - Taylor & Francis
The study investigates the relationship between the capital adequacy ratio (CAR) and
different bank-specific and macroeconomic variables for 28 Islamic banks. We document …

Capital adequacy norms for Islamic financial institutions

M Obaidullah - Islamic economic studies, 1998 - papers.ssrn.com
This paper argues that a uniform application of the Basle capital adequacy norms to both
conventional and Islamic financial institutions may be discriminatory and defeat the very …

The determinants of capital ratios in Islamic banking

H Smaoui, IB Salah, B Diallo - The Quarterly Review of Economics and …, 2020 - Elsevier
We investigate the determinants of capital ratios in contemporary Islamic banking using a
sample comprising 122 Islamic banks (IBs) spanning the period 2000–2014. We measure …

[PDF][PDF] What determines capital adequacy in the banking system of kingdom of saudi arabia? A panel data analysis on tadawul banks

A Polat, H Al-khalaf - Journal of Applied Finance and Banking, 2014 - researchgate.net
The aim of this paper is to present an empirical evidence to explain some bank internal
factors that influence the capital adequacy ratio (CAR) of listed banks in the Kingdom of …

A capital adequacy framework for Islamic banks: the need to reconcile depositors' risk aversion with managers' risk taking

D Muljawan, HA Dar, MJB Hall - Applied Financial Economics, 2004 - Taylor & Francis
Conceptually, an Islamic bank has an equity-based capital structure, dominated by
shareholders' equity and investment deposits based on profit and loss sharing (PLS). There …

The impact of capital adequacy ratio (CAR) on Islamic banks' performance in selected MENA countries

A Alnajjar, AHA Othman - International Journal of Business Ethics and …, 2021 - ijbeg.com
A strong capital adequacy ratio is crucial to a financial institution's success and helps it to
survive any potential financial crisis. From Q1 2017 to Q4 2019, the influence of the Capital …

Bank capital and portfolio risk among Islamic banks

SA Basher, LM Kessler, MK Munkin - Review of Financial Economics, 2017 - Elsevier
Minimum capital requirements are often implemented under the notion that increased capital
improves bank safety and stability. However, an unintended consequence of higher capital …

Determinants of capital adequacy ratio (CAR) in MENA region: Islamic vs. conventional banks

O El-Ansary, A El-Masry… - International Journal of …, 2019 - pureportal.coventry.ac.uk
Purpose: The purpose of this research is to conduct a comparative analysis of CAR
determinants between Islamic and conventional banks. Design/methodology/approach: The …