Do financial technology firms influence bank performance?

DHB Phan, PK Narayan, RE Rahman… - Pacific-Basin finance …, 2020 - Elsevier
We develop a hypothesis that the growth of financial technology (FinTech) negatively
influences bank performance. We study the Indonesia market, where FinTech growth has …

Does financial technology matter? Evidence from an alternative banking system

D Almulla, AA Aljughaiman - Cogent Economics & Finance, 2021 - Taylor & Francis
The purpose of this study is to examine the impact of the financial technology (fintech)
services provided by banks on their performance. We also investigate the influence of …

Riding the FinTech innovation wave: FinTech, patents and bank performance

J Zhao, X Li, CH Yu, S Chen, CC Lee - Journal of International Money and …, 2022 - Elsevier
This research examines the impact of financial technology innovation on Chinese banks'
performance, using both patent data and FinTech development index, by applying a …

Banks, FinTech and stock returns

F Carlini, BL Del Gaudio, C Porzio, D Previtali - Finance Research Letters, 2022 - Elsevier
This paper investigates the effect of banks' investment in FinTech firms (FTF) on stock
returns. We hand-collect data on 581 investment rounds made by FTFs, within at least one …

[HTML][HTML] The impact of FinTech firms on bank financial stability

M Safiullah, SR Paramati - Electronic Commerce Research, 2024 - Springer
This study is the first to examine the impact of FinTech firms on bank financial stability. Using
a sample of 26 banks from an emerging market (Malaysia), over the period 2003–2018, we …

FinTech development and commercial bank efficiency in China

CC Lee, W Ni, X Zhang - Global Finance Journal, 2023 - Elsevier
The rapid development of financial technology (FinTech) is challenging the business of
commercial banks. This research analyzes the impact mechanisms of FinTech on the …

[HTML][HTML] The impact of FinTech start-ups on incumbent retail banks' share prices

Y Li, R Spigt, L Swinkels - Financial Innovation, 2017 - Springer
Background This study aims to clarify the role of FinTech digital banking start-ups in the
financial industry. We examine the impact of the funding of such start-ups on the stock …

[PDF][PDF] The Impact of Financial Technology on Banking Performance: A study on Foreign Banks in UAE

HA Almashhadani, M Almashhadani - International Journal of Scientific and …, 2022 - ijsmr.in
Purpose: Fintech includes electronic payment services such as virtual currencies, funding,
financial advisors and bots. The bank has developed a system dedicated to supporting …

[HTML][HTML] The effect of financial technology investment level on European banks' profitability

A Chhaidar, M Abdelhedi, I Abdelkafi - Journal of the Knowledge Economy, 2023 - Springer
This paper examines the dynamic relationship between fintech investments and financial
performance, and it explores whether the bank size could influence the performance in the …

[PDF][PDF] Does fintech lending expansion disturb financial system stability? Evidence from Indonesia

E Junarsin, RY Pelawi, J Kristanto, I Marcelin… - Heliyon, 2023 - cell.com
Literature suggests two contradictory views regarding the impacts of fintech lending on
banks. The competition-instability proponents believe that fintech lending expansion erodes …