One of the strategic objectives of the European Union is a reduction in greenhouse gas
emissions and improvement of energy efficiency by at least 32.5% in different areas of the …

Using unique data consisting of more than 16.3 million sales transactions provided by a
leading European fashion e-commerce company, this study evaluates several payment …

The e-commerce industry has been developing extremely dynamically for many years. This
development was intensified during the COVID-19 pandemic. According to the research …

Limited by ecological conditions, in order to improve the innovation efficiency concerning
energy, a change from “extensive” to “green” is required. The development of sustainable …

Although euro banknotes and coins have been in circulation for fifteen years, not much is
known about the actual use of cash by households. This paper presents an estimation of the …

The aim of this study was to identify the factors inducing customers to choose cashless
payments made with payment cards at retail and service outlets during the COVID-19 …

Financial knowledge is the main element of financial literacy, which is important for the
sustainable development of individuals and society. Sustainability is a complex concept that …

Our study investigates the role of banks in mobilizing investments in the energy transition
with German retail customers. Based on a screening of a representative sample of 329 …

This study empirically investigates the effects of crypto-currencies trading on the energy
consumption as an important consequence of blockchain technology on climate change. In …

Abstract The European Central Bank (ECB) carried out a study of the social and private
costs of different payment instruments with the participation of 13 national central banks in …