Technological innovation and digitization have posed a challenge to the financial sector
globally. Fintech is the term used to designate the application of new technologies to …

Mobile payments makeup one of the fastest-growing mobile services available today and
are widely used by smartphones for utility payments, bill payments, and online shopping …

Researchers on online consumer behavior have rarely discussed the subjective well‐being
aspect or improving the life quality of the next billion as the bright side. Emerging …

Initial trust represents the trust that develops upon first use of a product. It is built on the basis
of the net effect of factors that stimulate as well as inhibit it. Future transactions require less …

Mobile payment is receiving growing attention globally, from consumers to merchants, as an
alternative to using cash, check, or credit cards. The potential of this technology is …

The Malaysian market consists of a large consumer-base carrying mobile phones. However,
the adoption and proliferation of mobile (m-) payments remain dismal. Evidence from the …

Although an increasing number of studies have recently investigated mobile payment
service (MPS) platform user behaviours, the majority of these studies have focused on user …

Purpose The concept of an innovation ecosystem, based on the idea of business ecosystem,
has increasingly grown in the literature on strategy, innovation, and entrepreneurship …

ABSTRACT A substantial body of literature shows that in addition to increased convenience,
mobile payments may result in greater efficiency and contribute to digital and financial …

The development of mobile commerce depends on extensively accepted mobile payment
(MP) systems. Even though new MP methods have been gradually induced in the market …