This research is a pioneering study into the adoption of mobile-based money services for
financial inclusion and sustainability in developing countries like Togo. Owing to their …

Mobile payment technology specifically e-wallet is receiving growing attention recently in
light of the government’ s initiative to build a cashless society. The e-wallet phenomena …

One of the biggest achievements of the Fourth Industrial Revolution (IR 4.0) is the
development of technology that transforms some aspects of human's life. The impact of …

Os retalhistas estão a utilizar cada vez mais tecnologias self-service com o intuito de
melhorar a experiência do cliente e de reduzir alguns custos relacionados com a …

Amid the rapid development of network technology, smart phones are constantly being
updated, bringing more and more functions and capabilities, which have profoundly affected …