Background Consumer moral hazard refers to an increase in demand for health services or
a decrease in preventive care due to insurance coverage. This phenomenon as one of the …

Little is known about how patients dynamically respond to a forthcoming reduction in health
care out-of-pocket prices. Using a kinked Donut Regression Discontinuity design with kinks …

We develop a new approach to quantify how patients respond to dynamic incentives in
health insurance contracts with a deductible. Our approach exploits two sources of variation …

Health insurance plans increasingly pay for expenses only beyond a large annual
deductible. This paper explores the implications of deductibles that reset over shorter …

Standard health insurance contracts generate nonlinear pricing through the presence of
deductibles and caps on out-of-pocket spending, in which the out-of-pocket price paid by …

Background The Affordable Care Act (ACA), passed on March 23, 2010, expanded high
deductible health plans. The deductible can provide support for patients with high medical …

We investigate the effects of nonlinear deductible contracts on health utilization behavior by
using a laboratory experiment in which we can control the likelihood of hitting the deductible …

We study competing hospitals' incentives for quality provision in a dynamic setting where
healthcare is an experience good. In our model, the utility a patient derives from choosing a …

This study is among the first attempts to explore the behavioral responses of anticipated
preferential treatment retraction from low-income individuals in the context of health …

Background: Cost of breast reconstruction can create a substantial burden for patients. As
patients hope to maximize insurance plan benefits, it is crucial to receive efficient, cost …