[PDF][PDF] Development of an integrated approach to the assessment of the mortgage lending system functioning efficiency in the Russian Federation

EG Zinovieva, MV Kuznetsova… - … the Status Quo in …, 2018 - researchgate.net
Recent years, the macroeconomic situation divulged a complex of problems in the quickly
developing system of mortgage lending in Russia–the fall in the cost of property pledge, a …

Systems and methods for enriching modeling tools and infrastructure with semantics

DC Merrill, AA Donigian, E Dvir, SJ Kamkar… - US Patent …, 2023 - Google Patents
BACKGROUND Machine learning models undergo a life cycle comprising steps such as:
data preparation, model development, model testing, business analysis and risk …

Systems and methods for model fairness

SJ Kamkar, ME Van Veen, F Li, MF Eberstein… - US Patent …, 2021 - Google Patents
7,711,635 B2 5/2010 Steele et al. 7,765,151 B1 7/2010 Williams et al. 7,813,945 B2 10/2010
Bonissone et al. 7,873,535 B2 1/2011 Umblijs et al. 7,873,570 B2 1/2011 Cagan et al …

Комплексный подход к оценке эффективности функционирования системы ипотечного кредитования в российской федерации

ЕГ Зиновьева, СВ Коптякова… - Менеджмент в России и …, 2019 - elibrary.ru
Целью статьи является теоретическое обоснование необходимости модернизации
существующих и разработка новых направлений совершенствования системы …

Systems and methods for model fairness

SJ Kamkar, ME Van Veen, F Li, MF Eberstein… - US Patent …, 2024 - Google Patents
BACKGROUND There is a need in the modeling system field to improve fairness in
predictive models. In the field of credit risk modeling, where machine learning models are …

Оценка эффективности функционирования системы ипотечного кредитования в региональном разрезе

ЕГ Зиновьева, ЕГ Усманова, АИ Усманов - Экономика и политика, 2019 - elibrary.ru
Актуальность статьи обусловлена тем, что система ипотечного кредитования
способствует формированию конкурентоспособной экономики, ее стабилизации и …

Systems and methods for model fairness

SJ Kamkar, ME Van Veen, F Li… - US Patent App. 18 …, 2024 - Google Patents
BACKGROUND There is a need in the modeling system field to improve fairness in
predictive models. In the field of credit risk modeling, where machine learning models are …

Systems and methods for generating gradient-boosted models with improved fairness

SJ Kamkar, GM Ward, JL Budzik - US Patent 12,002,094, 2024 - Google Patents
Abstract Systems and methods for generating tree-based models with improved fairness are
disclosed. The disclosed process generates a first tree-based machine learning model …

Explainable machine learning financial credit approval model for protected classes of borrowers

DC Merrill, ME Ruberry, O Sayin, B Tunguz… - US Patent …, 2024 - Google Patents
Abstract Systems and methods for model evaluation. A protected class model that satisfies
an accuracy threshold is built by using: data sets for use by a modeling system being …

Systems and methods for decomposition of differentiable and non-differentiable models

JWL Merrill, GM Ward, SJ Kamkar, JJ Beahan… - US Patent …, 2024 - Google Patents
Methods, non-transitory computer readable media, and model evaluations systems for
understanding diverse machine learning models (MLMs) are disclosed. In some examples …