Numerous web apps, such as online banking, gaming, and online ticket reservation, are
now used by people all over the world. Existing web apps feature a shell page that is …

Extant studies have broadly attributed anti-corruption effects to digitization, although there is
a paucity of studies on the role of digital payments in reducing corruption. With the …

Payment of transactions towards a cashless society is a trend that cannot be avoided. All
these things can happen because of cooperation, trust and human desire to be more …

Cash and Dash: How ATMs and Computers Changed Banking uses the invention and
development of the automated teller machine (ATM) to explain the birth and evolution of …

Today, nearly the entire adult population in Sweden uses a digital BankID for more purposes
than only financial ones. Issuing identity documents is commonly perceived as a task for …

This article adds to case studies documenting the collaboration of private and state
institutions in the construction of key modern technologies. Specifically, we contribute to the …

This work is a contribution to the study of the adoption and use of computers in the savings
bank industry in western Europe before the arrival of the Internet. It documents the presence …

This chapter introduces a particularly ragged edge of debt involving companies seeking to
exploit sets of social and technical relations that often, on the face of it, appear to bear quite …

This article introduces a novel approach to payment innovations. It t identifies a cross-
industry (retail trade and retail banking) and multi-country (USA, some Western European …

Raymond (Ray) Tomlinson was a computer engineer best known for developing the TENEX
operating system and implemented the first email program on the Arpanet system in 1971. In …