Though the majority of Americans report they are financially stable, they do not have
sufficient savings to handle an unplanned emergency. There appears to be a disconnect …

Abstract Using the Survey of Consumer Finances, we examine the life cycle demand for
different types of life insurance. Specifically, we test for the consumer's aversion to income …

Individuals' risk preferences are estimated and employed in a variety of settings, notably
including choices in financial, labor, and product markets. Recent work, especially in …

Project MUSE - Extending the Theory to Meet the Practice of Insurance [Skip to Content]
institution icon Access provided by Google account icon LOG IN accessibility icon Accessibility …

The vast majority of studies of the widowed have concentrated on women. Less is known
about whether differences in financial and emotional wellbeing after bereavement vary …

When significant numbers of college-educated American women began, in the early twenty-
first century, to leave paid work to become stay-at-home mothers, an emotionally charged …

This research was supported by MDRC. The authors are grateful for feedback from Caroline
Schultz, MDRC and Pamela Chan, New America Foundation who so generously shared …

What types of households own life insurance? Who owns term life and who owns whole life
insurance? These are questions of great interest to insurers that operate in a highly …

In this article, we projected household financial vulnerability in the COVID-19 pandemic.
Using a nationally representative sample of households from the 2017 Panel Study of …

Consumer groups fear that the use of genetic testing information in insurance underwriting
might lead to the creation of an underclass of individuals who cannot obtain insurance; thus …