Greater access to finance by SMEs in developing countries is one of the most import
powerful strategies to reduce poverty and unemployment issues and promote economic …

In this paper, we investigate whether innovative small-and medium-sized enterprises
(SMEs) are more likely to be discouraged from applying for external finance than non …

This study examines the role of chief executive officers'(CEOs) wealth in explaining the cross-
border acquisition (CBA) activity of small and medium-sized enterprises (SMEs). CBAs …

This study provides first empirical evidence on the impact of entrepreneurs' financial literacy
on borrower discouragement. Using novel survey data on Italian micro-enterprises, we find …

Recent research has identified a key subset of the business population that comprises firms
who had sought external finance but subsequently withdrew from the credit market …

Borrower discouragement contributes to reducing access to credit worldwide. In this study,
we examine whether individualism influences the discouragement of borrowers. We used …

We examine the effect of regional favoritism on the access of firms to credit. Using firm-level
data on a large sample of 29,000 firms covering 47 countries, we investigate the hypothesis …

Research has shown that credit discouragement is one of the most significant barriers
deterring small businesses from accessing credit. Although credit discouragement is often …

This study provides first empirical evidence on the impact of entrepreneurs' financial
knowledge on borrower discouragement. Using novel survey data on Italian micro …

Using cross‐section data on small and medium enterprises (SMEs), the paper examines the
importance of gender on discouraged borrowers in India. We distinguish the role of women …