This study uses data on 8561 elderly respondents from the 1991 Medicare Current
Beneficiary Survey to examine adverse selection in the supplemental private insurance …

The majority of Medicare beneficiaries supplement the basic Medicare benefit package with
additional insurance. This article reviews the literature on Medicare supplemental insurance …

This chapter will deal with the actual and efficient functioning of health insurance in settings
where risk (expected value) of medical spending or insurance benefits varies across …

This article extends the literature on adverse selection in the medical expense insurance
market. Empirical tests are conducted to determine whether low risk individuals purchase …

This paper studies long-term private health insurance (PHI) in Germany. It describes the
main actuarial principles of premium calculation and relates these to existing theory. In the …

This study estimated the effect of Medicare supplemental insurance plans on Medicare
expenditures, controlling for unobserved selection. For employer-sponsored policies, there …

This paper empirically assesses selection effects and determinants of the demand for
supplemental health insurance that covers hospital and dental benefits in Germany. Our …

We examine the demand for underwriting and its effect on equilibrium in an insurance
market in which insureds know their risk type, but insurers do not. Our analysis indicates that …

The development of genetic testing creates opportunities to better target disease prevention
actions. In this article, we determine how the genetic information modifies self‐insurance …

Economics of Health and Medical Care is an introduction to population-based health
economics as well as the traditional, market-oriented approach to health care economics …