The purpose of this paper is to develop an insight and review the effect of FinTech
development against the broader environment in financial technology. We further aim to …

This paper presents an analytical framework that describes the business model of banks. It
draws on the classical theory of banking and the literature on digital transformation. It …

This study explores bank screening incentives under credit market competition between
traditional banks and a Fintech startup. The bank screening incentives increase with the cost …

ABSTRAK Teknologi keuangan ('Fintech') menggeser paradigma transaksi keuangan dan
menuntut perubahan regulasi yang lebih cepat dan adaptif. Didasarkan pada hasil …

This paper seeks to examine the effect of Fintech credit on bank stability using an
unbalanced panel dataset of 37 commercial banks in Kenya between 2013 and 2020. The …

Technological changes lead to new challenges and opportunities in various industries. The
inability of organizations to adapt their business models to these changes may lead them to …

Аннотация В данной статье раскрывается влияние финансовых технологий на
развитие банковского сектора. Целью исследования является определение ключевых …

This article reveals the impact of financial technologies on the development of the banking
sector. The purpose of the study is to identify key financial technologies in the banking …

Digital currencies have grown rapidly in recent years, but there is still a lack of a universal
digital currency that can be used globally. This paper constructs a digital currency issuance …