By using a unique and large data set on loan contracts between banks and microfirms, we
find robust evidence that women in Italy pay more for credit than men, although we do not …

I find that beauty, race, age, and personal characteristics affect lenders decisions, once
credit and employment history, homeownership, and other hard financial information are …

Much of the controversy about whether mortgage lenders discriminate against minorities can
be explained in terms of the confusion about how to define discrimination. Based on the …

An analysis of current findings on mortgage-lending discrimination and suggestions for new
procedures to improve its detection. In 2000, homeownership in the United States stood at …

This paper draws on a conceptual analysis of discrimination to improve the methodology for
estimating discrimination in small-business credit markets and to provide some evidence …

" Financial Sector Policy and the Poor presents new empirical evidence on how financial
sector policy can help the poor. It is often thought that promotion of specialized microfinance …

The first book that explains the economics of housing policy for a general audience.
Planners, government officials, and public policy students will find that the economic …

This paper develops a political economic explanation of the 2007–9 US subprime crisis
which focuses on one of its central causes: the transformation of racial exclusion in US …

This study addresses two largely unanswered questions about the United States subprime
crisis: why were minority applicants, who had been excluded from equal access to mortgage …

" As England's Industrial Revolution started the process of urbanization that has since
characterized development throughout the world, a poet worried about the"" dark satanic …