Financial cooperatives play an important role in the financial systems of many countries.
They act as a safe haven for deposits and are major sources of credit for households and …

This research evaluates financial inclusion and territorial inequalities comparing private
banks and alternative financial institutions of the social and solidarity-based economy of …

Using a unique sample of Italian manufacturing firms, we investigate the impact of
relationship lending on firms' use of trade credit. We find that firms maintaining close and …

One of the main concerns of entrepreneurs is obtaining finance to launch their projects. In
this sense, this study aims to analyse the relationship between entrepreneurship and …

This paper investigates the role of banks in shaping income inequality. We extend the
current literature on the banking–inequality nexus by examining a sample of 103 Italian …

How does credit access for small business owners affect income inequality? A bank's cutoff
rule, employed in the decision to grant loans and based on applicants' credit scores …

Does bank branch density matter for the conservative financing puzzle? This paper looks at
the importance of nearby physical banking services to the decision to eschew debt among …

Social banks have emerged as a new group of banks that call themselves as
“alternative”,“ethical”,“sustainable”, and “value-based”. Their small market share increases …

En este trabajo se estudia la relación existente entre tres diferentes estructuras bancarias
(bancos cooperativos, bancos comerciales y cajas de ahorro) y la desigualdad de renta. El …

This study proposes a measure of the risk appetite of a bank's ownership structure and
investigates whether ownership risk propensity is related to performance and default risk …