Financial education is not enough: Millennials may need financial capability to demonstrate healthier financial behaviors

T Friedline, S West - Journal of Family and Economic Issues, 2016 - Springer
Financial education sans opportunities for hands-on experience and knowledge
operationalization may be insufficient for promoting healthy financial behaviors. Financial …

Young people are the front lines of financial inclusion: A review of 45 years of research

T Friedline, M Rauktis - Journal of Consumer Affairs, 2014 - Wiley Online Library
Amidst concerns about percentages of households that remain unbanked or underbanked,
policy endeavors have emerged to promote financial inclusion by making financial products …

Financial socialization

CG Gudmunson, SK Ray, JJ Xiao - Handbook of consumer finance …, 2016 - Springer
Social processes play a major role in developing children into capable producers,
consumers, and agents of financial socialization in adulthood. The latest research continues …

Save now, save later?

JS Ashby, I Schoon, P Webley - European psychologist, 2011 - econtent.hogrefe.com
Using evidence from an 18-year British follow-up study this paper examines whether saving
during adolescence is linked to saving in adulthood. A contextual development model of …

The influence of parental financial socialization on youth's financial behavior: Evidence from Ghana

GAN Chowa, MR Despard - Journal of Family and Economic Issues, 2014 - Springer
How youth manage their money may influence their transitions to adulthood. This may be
particularly true for youth in sub-Saharan Africa (SSA), where many youth and young adults …

The effect of socialization and information source on financial management behaviors among low‐and moderate‐income adults

SH Cho, M Gutter, J Kim… - Family and Consumer …, 2012 - Wiley Online Library
Previous studies on financial socialization have focused on adolescents or college students.
This study examined the effect of financial socialization on the financial behaviors of adults …

More than a penny saved: Long‐term changes in behavior among savings program participants

C Loibl, M Grinstein‐Weiss, M Zhan… - Journal of Consumer …, 2010 - Wiley Online Library
This article examines the levels of savings of former participants in a matched savings
program. Findings from a survey of Individual Development Account (IDA) participants and a …

Drivers of long-term savings behavior from the consumers' perspective

M Ruefenacht, T Schlager, P Maas… - International Journal of …, 2015 - emerald.com
Purpose–The purpose of this paper is to delineate the impact of social context and savings
attitudes on consumers' self-reported long-term savings and discuss how these drivers can …

[PDF][PDF] Interviews with mothers of young children in the SEED for Oklahoma Kids college savings experiment

K Gray, M Clancy, MS Sherraden, K Wagner… - 2012 - openscholarship.wustl.edu
Interviews with mothers of young children in the SEED for Oklahoma Kids college savings
experiment Page 1 Interviews with Mothers of Young Children in the SEED for Oklahoma Kids …

The socio-economic empowerment assessment: Addressing poverty and economic distress in clients

RL Hawkins, EJ Kim - Clinical social work journal, 2012 - Springer
In this paper, we introduce the Socio-Economic Empowerment Assessment (SEEA), a
qualitative assessment that uses an ecological framework to better understand the …