Multinomial logistic regression was employed to identify the determinants underlying the
respondents' frequency of savings—weekly, monthly and seasonally. The results of the …

The study examined the choice of mode of savings between formal and informal financial
arrangements among tomato farmers. A total of 562 farmers were randomly selected from six …

Purpose: The purpose of this paper is to analyze and assess the efforts of Polish local
governments (communes) in managing energy consumption within public buildings, with a …

El presente artículo es producto de una investigación cuyo objetivo consistió en analizar la
verdadera naturaleza de los certificados de depósito a término en Colombia. La realidad de …

The study sought to examine the differences between savers and non‑savers among a cross‑
section of 562 farmers randomly selected from six districts in three regions (Ashanti, Brong …

Financial literacy has been described as an important a mix of knowledge, skill and attitude
of individuals, households and even whole nations towards financial matters. It helps to …

The aim of this paper is to analyze the major factors that affect households saving behavior
and their tradition of adopting formal financial institutions in the case of Gondar city. To do …

By employing OLS estimation, the paper explores the determinants of consumption
expenditure among tomato farmers in Ghana using a variant of the traditional Keynesian …

More than over 100 years ago, hundreds of Ukrainian families decided to start a better life–
hundreds of kilometers away from their native lands–in the south of the Austro-Hungarian …