Cash payment is still king in several markets, accounting for more than 90% of the payments
in almost all the developing countries. The usage of mobile phones is pretty ordinary in this …

The proliferation of digital financial innovations like mobile money has led to the rise in
mobile subscriptions and transactions. It has also increased the security challenges …

Purpose This paper aims to present a comprehensive overview of the emergence and
significance of digital payments, focusing on their impact on competitiveness and the need …

Purpose Drawing from the argument that mobile money services have a significant potential
to provide a wide range of affordable, convenient and secure financial services, there have …

Purpose Digital financial services (DFS) have substantial prospect to offer a number of
reasonable, appropriate and secure banking services to the underprivileged in developing …

Lack of access to finance is suspected to be an important impediment to development in low-
income countries. Some symptoms consistent with binding liquidity constraints include high …

Digital financial services (DFS) have rapidly expanded in recent years, largely driven by
Fintech and further accelerated by the COVID-19 pandemic. There are growing concerns …

This study investigates the relationship between financial literacy and farmers' awareness of
digital credit in rural Madagascar. We apply questions that demonstrate individuals' …

BACKGROUND As the coronavirus disease 2019 (COVID-19) crisis unfolded, countries
across the world promptly expanded their social protection systems to provide support to …

Digital financial services have catalyzed financial inclusion in Africa. Commonly
implemented as a mobile wallet service referred to as mobile money (MoMo), the technology …