Statistical and machine learning models in credit scoring: A systematic literature survey

X Dastile, T Celik, M Potsane - Applied Soft Computing, 2020 - Elsevier
In practice, as a well-known statistical method, the logistic regression model is used to
evaluate the credit-worthiness of borrowers due to its simplicity and transparency in …

Classification methods applied to credit scoring: Systematic review and overall comparison

F Louzada, A Ara, GB Fernandes - Surveys in Operations Research and …, 2016 - Elsevier
The need for controlling and effectively managing credit risk has led financial institutions to
excel in improving techniques designed for this purpose, resulting in the development of …

[HTML][HTML] Optimizing durability assessment: Machine learning models for depth of wear of environmentally-friendly concrete

M Khan, AU Khan, M Houda, C El Hachem… - Results in …, 2023 - Elsevier
The use of fly ash in cementitious composites has gained popularity. However, assessing
the depth of wear (DW) of concrete requires expensive and destructive laboratory tests …

Exploring the synergetic effects of sample types on the performance of ensembles for credit risk and corporate bankruptcy prediction

V García, AI Marqués, JS Sánchez - Information Fusion, 2019 - Elsevier
Credit risk and corporate bankruptcy prediction has widely been studied as a binary
classification problem using both advanced statistical and machine learning models …

Two-level and hybrid ensembles of decision trees for high performance concrete compressive strength prediction

HI Erdal - Engineering Applications of Artificial Intelligence, 2013 - Elsevier
Accurate prediction of high performance concrete (HPC) compressive strength is very
important issue. In the last decade, a variety of modeling approaches have been developed …

High performance concrete compressive strength forecasting using ensemble models based on discrete wavelet transform

HI Erdal, O Karakurt, E Namli - Engineering Applications of Artificial …, 2013 - Elsevier
This paper investigates the use of wavelet ensemble models for high performance concrete
(HPC) compressive strength forecasting. More specifically, we incorporate bagging and …

Enhanced bagging (eBagging): A novel approach for ensemble learning

G Tüysüzoğlu, D Birant - International Arab Journal of Information …, 2020 - avesis.deu.edu.tr
Bagging is one of the well-known ensemble learning methods, which combines several
classifiers trained on different subsamples of the dataset. However, a drawback of bagging …

A bagging algorithm for the imputation of missing values in time series

A Andiojaya, H Demirhan - Expert Systems with Applications, 2019 - Elsevier
Classical time series analysis methods are not readily applicable to the series with missing
observations. To deal with the missingness in time series, the common approach is to use …

Feature Selection Engineering for Credit Risk Assessment in Retail Banking

J Jemai, A Zarrad - Information, 2023 - mdpi.com
In classification, feature selection engineering helps in choosing the most relevant data
attributes to learn from. It determines the set of features to be rejected, supposing their low …

Credit scoring in banks and financial institutions via data mining techniques: A literature review

SM Sadatrasoul, M Gholamian, M Siami… - Journal of AI and …, 2013 - jad.shahroodut.ac.ir
This paper presents a comprehensive review of the works done, during the 2000–2012, in
the application of data mining techniques in Credit scoring. Yet there isn't any literature in …