Financial literacy programs are fast becoming a key ingredient in financial policy reform
worldwide. Yet, what is financial literacy exactly and what do we know of its effectiveness …

This article reviews the evaluation literature on financial education and counseling for adults
in order to synthesize implications for research and practice. Most evaluations report positive …

In a meta-analysis of 126 impact evaluation studies, we find that financial education
significantly impacts financial behavior and, to an even larger extent, financial literacy …

Policy makers have embraced financial education as a necessary antidote to the increasing
complexity of consumers' financial decisions over the last generation. We conduct a meta …

Many policymakers and economists argue that financial literacy is key to financial well-
being. But why do many individuals remain financially illiterate despite the benefits of being …

This paper presents a systematic and comprehensive meta-analysis of the literature on
financial education interventions. The analysis focuses on financial education studies …

This survey summarizes current research on financial literacy efforts. Because most financial
literacy programs are relatively new, much of the literature reviewed here is also new and …

This paper reviews psychological studies of real‐life use of credit, debt, and
overindebtedness, with the aim of making policy recommendations that could reduce the …

Questionnaire research was carried out to identify factors that may encourage problem
debtors to take the first steps towards getting out of debt. Consumers with debt problems …

The main objective of this study is to investigate the behaviour of default prediction models
based on credit scoring methods and computational techniques with machine learning …