Multiple different non-financial loyalty currencies held by different issuers are used by a
consumer as financial tender for a transaction with a merchant. Each issuer pays to a …

(57) ABSTRACT A system, configured to integrate the processing of transac tions and offers
applicable to the transactions, includes: a data warehouse storing an offer in association …

A system includes a digital camera coupled with or integrated within a transaction terminal to
capture an image during authorization of a transaction initiated at the transaction terminal …

(57) ABSTRACT A system includes a transaction handler configured to split a transaction,
initiated between an acquirer processor rep resenting a merchant and an issuer processor …

A system includes a transaction handler configured to communicate with a first issuer
processor to maintain a balance of a stored value account, store an offer in association with …

A system includes a rule engine to determine details of loyalty reward currency redemption
from one or more reward accounts as part of the processing of a payment transaction in a …

To automate the redemption of offer benefits, data associating offers and payment accounts
is stored in the data warehouse of a first transaction handler. If a payment account to which …

In one aspect, an account identifier is associated with a deal purchased by a user from a
deal site. The deal has a face value applicable to a transaction with a predetermined …

A method of processing a transaction between a merchant and a buyer over a
communication network is provided. The transaction is processed using one of a plurality of …

Abstract Systems and methods for providing payment vehicle recommendations are
provided herein. In the systems and methods, a transaction associated with one of a …