Lending is the primary business of retail banking and non-performing loans (NPLs) have
been the focus of attention in recent years. In the wake of the 2008–2010 financial crisis, non …

This study has two objectives, first, to investigate if the lending behaviour of banks exhibits
moral hazard in the Indian Banking Industry, and second, to investigate whether banks' …

Desain penelitian ini adalah desain pengujian hipotesis. Populasi penelitian ini meliputi
seluruh Bank Umum swasta Nasional Non Devisa selama periode 2013-2019. Teknik …

Purpose The paper aims to disentangle the physiological credit risk from the credit risk
coming from the inefficient screening and monitoring management process. The analysis is …

We examine the intertemporal relationship between nonperforming loans, efficiency and
bank recapitalization in the Nigerian banking industry between 2011 and 2018. Using …

Commercial banks' roles in economic development make it paramount for their sustainable
financial performance, hence a need for effective credit risk management as credits are the …

The main objective of this study is to assess the impact of non-performing loans on bank
lending behavior before and amid the COVID-19 pandemic. To do this research we have …

Penelitian ini bertujuan untuk mengkaji dan memahami pengaruh CAR, NPL, BOPO dan
LDR secara simultan terhadap Return On Assets Bank Pembangunan Daerah Se-Pulau …

The study evaluated the implementation of credit risk management at Bank PQR based on
the Basel Principles regarding Management of Credit Risk due to increasing Low-Quality …

Deposit Taking Sacco sector significantly contributes to financial industry, and further
contributing the country's GDPN. Non-Performing Loans (NPLs) of these SACCOs is in …