Relationship lending: a survey of the literature
E Elyasiani, LG Goldberg - Journal of Economics and Business, 2004 - Elsevier
This paper reviews the recent literature on relationship lending. First, the effect of
relationship lending on firm value is examined in the context of the event studies …
relationship lending on firm value is examined in the context of the event studies …
[PDF][PDF] Competition and regulation in the banking sector: A review of the empirical evidence on the sources of bank rents
We combine recent findings from the empirical banking literature with established insights
from studies of banking competition and regulation. Motivated by modern theory of financial …
from studies of banking competition and regulation. Motivated by modern theory of financial …
Bank liquidity provision across the firm size distribution
We use supervisory loan-level data to document that small firms (SMEs) obtain shorter
maturity credit lines than large firms, post more collateral, have higher utilization rates, and …
maturity credit lines than large firms, post more collateral, have higher utilization rates, and …
When arm's length is too far: Relationship banking over the credit cycle
We conduct face-to-face interviews with bank chief executive officers to classify 397 banks
across 21 countries as relationship or transaction lenders. We then use the geographic …
across 21 countries as relationship or transaction lenders. We then use the geographic …
Small business credit availability and relationship lending: The importance of bank organisational structure
AN Berger, GF Udell - The economic journal, 2002 - academic.oup.com
This paper models the inner workings of relationship lending, the implications for bank
organisational structure, and the effects of shocks to the economic environment on the …
organisational structure, and the effects of shocks to the economic environment on the …
A more complete conceptual framework for SME finance
AN Berger, GF Udell - Journal of Banking & Finance, 2006 - Elsevier
We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …
issues. In this framework, lending technologies are the key conduit through which …
[HTML][HTML] Stable individual differences in search strategy?: The effect of task demands and motivational factors on scanning strategy in visual search
Previous studies have demonstrated large individual differences in scanning strategy during
a dynamic visual search task (E. Becic, AF Kramer, & WR Boot, 2007; WR Boot, AF Kramer …
a dynamic visual search task (E. Becic, AF Kramer, & WR Boot, 2007; WR Boot, AF Kramer …
Lending relationships and loan contract terms
We find that repeated borrowing from the same lender translates into a 10–17 bps lowering
of loan spreads and that relationships are especially valuable when borrower transparency …
of loan spreads and that relationships are especially valuable when borrower transparency …
[图书][B] Entrepreneurship and economic growth
DB Audretsch, MC Keilbach, EE Lehmann - 2006 - books.google.com
By serving as a conduit for knowledge spillovers, entrepreneurship is the missing link
between investments in new knowledge and economic growth. The knowledge spillover …
between investments in new knowledge and economic growth. The knowledge spillover …
Distance, lending relationships, and competition
We study the effect on loan conditions of geographical distance between firms, the lending
bank, and all other banks in the vicinity. For our study, we employ detailed contract …
bank, and all other banks in the vicinity. For our study, we employ detailed contract …