What does a deductible do? The impact of cost-sharing on health care prices, quantities, and spending dynamics

ZC Brot-Goldberg, A Chandra… - … Quarterly Journal of …, 2017 - academic.oup.com
Measuring consumer responsiveness to medical care prices is a central issue in health
economics and a key ingredient in the optimal design and regulation of health insurance …

Something in the air: Pollution and the demand for health insurance

TY Chang, W Huang, Y Wang - The Review of Economic Studies, 2018 - academic.oup.com
We find that daily air pollution levels have a significant effect on the decision to purchase or
cancel health insurance in a manner inconsistent with rational choice theory. A one standard …

What do consumers consider before they choose? Identification from asymmetric demand responses

J Abaluck, A Adams-Prassl - The Quarterly Journal of Economics, 2021 - academic.oup.com
Consideration set models generalize discrete-choice models by relaxing the assumption
that consumers consider all available options. Determining which options were considered …

The response of drug expenditure to nonlinear contract design: Evidence from Medicare Part D

L Einav, A Finkelstein, P Schrimpf - The quarterly journal of …, 2015 - academic.oup.com
We study the demand response to nonlinear price schedules using data on insurance
contracts and prescription drug purchases in Medicare Part D. We exploit the kink in …

Regulation of insurance with adverse selection and switching costs: Evidence from Medicare Part D

M Polyakova - American Economic Journal: Applied Economics, 2016 - pubs.aeaweb.org
I take advantage of regulatory and pricing dynamics in Medicare Part D to explore
interactions among adverse selection, inertia, and regulation. I first document novel …

Provider incentives and healthcare costs: Evidence from long‐term care hospitals

L Einav, A Finkelstein, N Mahoney - Econometrica, 2018 - Wiley Online Library
We study the design of provider incentives in the post‐acute care setting—a high‐stakes but
under‐studied segment of the healthcare system. We focus on long‐term care hospitals …

Private provision of social insurance: drug-specific price elasticities and cost sharing in Medicare Part D

L Einav, A Finkelstein, M Polyakova - American Economic Journal …, 2018 - aeaweb.org
We explore how private drug plans set cost sharing in the context of Medicare Part D. While
publicly provided drug coverage typically involves uniform cost sharing across drugs, we …

Ask your doctor? Direct-to-consumer advertising of pharmaceuticals

M Sinkinson, A Starc - The Review of Economic Studies, 2019 - academic.oup.com
We measure the impact of direct-to-consumer television advertising (DTCA) by drug
manufacturers. Our identification strategy exploits shocks to local advertising markets …

When should there be vertical choice in health insurance markets?

VR Marone, A Sabety - American Economic Review, 2022 - aeaweb.org
We study the welfare effects of offering choice over coverage levels—“vertical choice”—in
regulated health insurance markets. We emphasize that heterogeneity in efficient coverage …

Identifying the discount factor in dynamic discrete choice models

JH Abbring, Ø Daljord - Quantitative Economics, 2020 - Wiley Online Library
Empirical research often cites observed choice responses to variation that shifts expected
discounted future utilities, but not current utilities, as an intuitive source of information on …