Dynamic account authentication using a mobile device

BW Beenau, WJ Gray, JD Langus… - US Patent App. 12 …, 2009 - Google Patents
Providing dynamic authentication of a user requesting access to a system via a mobile
device is disclosed. An account holder tailors a set of customized security challenges and …

Systems and methods for providing an integrated identifier

H McMillan, JL Skurtovich, A Kress, T Sumida… - US Patent …, 2021 - Google Patents
Embodiments described herein provide systems and methods to streamline the mechanism
by which data users access differently regulated data through the use of one or more …

System and method for a token gateway environment

AM Jain, PK Soni, F Vander Elst - US Patent 10,911,234, 2021 - Google Patents
Embodiments include a method for providing tokens which includes: receiving from a user
system an encrypted data packet including user credentials and a request for an …

Digital identity

MJ Kapczynski - US Patent 10,453,159, 2019 - Google Patents
A digital identity, which may include a user interface that may be displayed on a mobile
computing device, may be generated to include information extracted from a physical …

Method and system for dual scoring for text-dependent speaker verification

A Larcher, KA Lee, B Ma, TNT Huong - US Patent 9,489,950, 2016 - Google Patents
BACKGROUND Speaker verification or speaker authentication (also known as voice
biometrics) is a binary classification task that consists of either accepting or rejecting an …

Integration of secure protocols into a fraud detection system

C Siddens, C O'connell, S Boding - US Patent 9,996,837, 2018 - Google Patents
Embodiments of the present invention are directed to methods and systems for performing a
secure authentication process by leveraging the historical transaction data associated with …

Adjustment of knowledge-based authentication

M Burger - US Patent 10,740,762, 2020 - Google Patents
Abstract Systems and methods are provided for adjustment of difficulty level, quantity, and/or
other parameters of knowledge-based authentication. The questions may be asked of a …

Systems, methods and computer-program products for eligibility verification

J Ross, I Chapa, N Patel - US Patent 10,373,240, 2019 - Google Patents
In one embodiment, a method includes receiving, from a requestor, a request for an on-
demand product. The method further includes determining an eligibility token format …

Authentication alerts

M Burger, MJ Dean, MJ Kapczynski, N Yu - US Patent 10,685,336, 2020 - Google Patents
Methods and systems are provided for generating alerts in association with a request to
open an account for an individual. For example, information identifying an individual may be …

Authentication systems and methods for on-demand products

I Chapa, S Hatley, J Ross - US Patent 10,664,936, 2020 - Google Patents
In one embodiment, a method includes receiving, from a requestor, a request for an on-
demand identity product in relation to an identity of a consumer, the request comprising …