Mobile money and the economy: A review of the evidence

J Aron - The World Bank Research Observer, 2018 - academic.oup.com
Mobile money is a recent innovation that provides financial transaction services via mobile
phone, including to the unbanked global poor. The technology has spread rapidly in the …

Can digital technologies reshape rural microfinance? Implications for savings, credit, & insurance

E Benami, MR Carter - Applied Economic Perspectives and …, 2021 - Wiley Online Library
Rural microfinance must contend with the triple challenges of isolation, small‐scale
transactions, and risk. These challenges result in information asymmetries and transaction …

The potential of digital credit to bank the poor

D Björkegren, D Grissen - AEA papers and proceedings, 2018 - aeaweb.org
Many households in developing countries lack access to credit: physically providing small
loans to poor and remote populations is costly. However, the digitization of developing …

Local digital lending development and the incidence of deprivation in Kenya

GK Tetteh - Financial Innovation, 2023 - Springer
In the developing world, vulnerable communities often lack access to regular income
sources to cope with unforeseen events. Recent advancements in financial technology have …

Digital credit for all? An empirical analysis of mobile loans for financial inclusion in Kenya

M Kim, M Duvendack - Information Technology for Development, 2024 - Taylor & Francis
Digital credit has shown considerable success in Kenya and is expected to provide
opportunities for individuals excluded from formal loans because of their lower …

[PDF][PDF] Mobile money: the first decade

SC Rea, TC Nelms - Institute for Money, Technology and Financial …, 2017 - imtfi.uci.edu
Over the past decade, mobile phone-enabled financial services, such as those made
famous by the Kenyan mobile money platform M-Pesa, have been heralded as a means of …

Effects of increasing credit limit in digital microlending: A study of airtime lending in East Africa

A Shema - The Electronic Journal of Information Systems in …, 2022 - Wiley Online Library
The recent decade has witnessed a significant increase in digital micro‐lending in Africa,
boosted by the surge in popularity of mobile phones and, especially, mobile money. Starting …

Mobile money: The first decade

T Nelms, S Rea - 2017 - escholarship.org
Over the past decade, mobile phone-enabled financial services, such as those made
famous by the Kenyan mobile money platform M-Pesa, have been heralded as a means of …

Mobile Money como instrumento de desenvolvimento rural no norte de Moçambique

RM Carvalho, C Vieira, I Soares - Revista da UI_IPSantarém, 2020 - revistas.rcaap.pt
Este artigo analisa o papel do mobile money no alargamento da inclusão financeira no
norte de Moçambique numa região rural extremamente pobre. No Niassa, região …

Disruptive innovation and the long run impact of mobile lending on bank sustainability in Zambia and Kenya

KB Nonyane - 2024 - wiredspace.wits.ac.za
The emergence of financial technology companies (fintechs) in the past decade has
provided new twists on financial models, allowing customers more influence on their …