E Benami, MR Carter - Applied Economic Perspectives and …, 2021 - Wiley Online Library
Rural microfinance must contend with the triple challenges of isolation, small‐scale transactions, and risk. These challenges result in information asymmetries and transaction …
D Björkegren, D Grissen - AEA papers and proceedings, 2018 - aeaweb.org
Many households in developing countries lack access to credit: physically providing small loans to poor and remote populations is costly. However, the digitization of developing …
In the developing world, vulnerable communities often lack access to regular income sources to cope with unforeseen events. Recent advancements in financial technology have …
M Kim, M Duvendack - Information Technology for Development, 2024 - Taylor & Francis
Digital credit has shown considerable success in Kenya and is expected to provide opportunities for individuals excluded from formal loans because of their lower …
SC Rea, TC Nelms - Institute for Money, Technology and Financial …, 2017 - imtfi.uci.edu
Over the past decade, mobile phone-enabled financial services, such as those made famous by the Kenyan mobile money platform M-Pesa, have been heralded as a means of …
A Shema - The Electronic Journal of Information Systems in …, 2022 - Wiley Online Library
The recent decade has witnessed a significant increase in digital micro‐lending in Africa, boosted by the surge in popularity of mobile phones and, especially, mobile money. Starting …
Over the past decade, mobile phone-enabled financial services, such as those made famous by the Kenyan mobile money platform M-Pesa, have been heralded as a means of …
RM Carvalho, C Vieira, I Soares - Revista da UI_IPSantarém, 2020 - revistas.rcaap.pt
Este artigo analisa o papel do mobile money no alargamento da inclusão financeira no norte de Moçambique numa região rural extremamente pobre. No Niassa, região …
The emergence of financial technology companies (fintechs) in the past decade has provided new twists on financial models, allowing customers more influence on their …