This paper presents a systematic literature review of the challenges in cyber insurance. The
study uses PRISMA to obtain transparent results. This review summarized sectors which risk …

Insurance is an important part of a constellation of institutions that assist in the provision of
security, resilience and welfare. This is true across a range of threats, including those in the …

This paper argues that promoting and regulating cybersecurity insurance could solve a key
problem: despite the well-publicized hacks of businesses across the world and numerous …

Faced with defending against myriad online threats, businesses are increasingly turning to
insurers to purchase cyber-insurance policies that will shield them from bearing the full costs …

Cyber insurance policies commonly indemnify the cost of incident response services. This
creates a multi-layered economic problem in that the policyholder hiring external firms incurs …

Despite the rapid growth of the cyber insurance market in recent years, insurance
companies in this area face several challenges, such as a lack of data, a shortage of …

Insurance premiums reflect expectations about the future losses of each insured. Given the
dearth of cyber security loss data, market premiums could shed light on the true magnitude …

Individuals can become victims of security incidents, privacy violations, online scams, and
social media abuse. In addition to prevention, users should create response strategies in …

Efficient risk transfer is an important condition for ensuring the sustainability of a market
according to the established economics literature. In an inefficient market, significant …

Why cyberinsurance has not improved cybersecurity and what governments can do to make
it a more effective tool for cyber risk management. As cybersecurity incidents—ranging from …