Information asymmetry and market power in the African banking industry

A Boateng, S Asongu, R Akamavi… - Journal of Multinational …, 2018 - Elsevier
This study investigates the role of information sharing offices and its association with market
power in the African banking industry based on a panel of 162 banks from 42 countries for …

Households' indebtedness and financial fragility

T Jappelli, M Pagano, M Di Maggio - Journal of Financial Management …, 2013 - rivisteweb.it
The paper studies the determinants of international differences in household indebtedness,
and inquires whether indebtedness is associated with increased" financial fragility", as …

Credit reporting, relationship banking, and loan repayment

M Brown, C Zehnder - Journal of Money, Credit and Banking, 2007 - Wiley Online Library
How does information sharing between lenders affect borrowers repayment behavior? We
show—in a laboratory credit market—that information sharing increases repayment rates, as …

Social credit: a comprehensive literature review

L Yu, X Li, L Tang, Z Zhang, G Kou - Financial Innovation, 2015 - Springer
To avoid credit fraud, social credit within an economic system has become an increasingly
important criterion for the evaluation of economic agent activity and guaranteeing the …

Sharing information in the credit market: Contract-level evidence from US firms

A Doblas-Madrid, R Minetti - Journal of financial Economics, 2013 - Elsevier
We investigate the impact of lenders' information sharing on firms' performance in the credit
market using rich contract-level data from a US credit bureau. The staggered entry of lenders …

Competition fosters trust

S Huck, GK Lünser, JR Tyran - Games and Economic Behavior, 2012 - Elsevier
We study the effects of reputation and competition in a trust game. If trustees are
anonymous, outcomes are poor: trustees are not trustworthy, and trustors do not trust. If …

[HTML][HTML] Ten-year evolution on credit risk research: a Systematic Literature Review approach and discussion

F Medeiros Assef, MT Arns Steiner - Ingeniería e investigación, 2020 - scielo.org.co
Given its importance in financial risk management, credit risk analysis, since its introduction
in 1950, has been a major influence both in academic research and in practical situations. In …

Understanding bank-run contagion

M Brown, ST Trautmann, R Vlahu - Management Science, 2017 - pubsonline.informs.org
We study experimental coordination games to examine through which transmission
channels and under which information conditions a panic-based depositor run at one bank …

Application of structural equation modelling to develop a conceptual model for smallholder's credit access: The mediation of agility and innovativeness in organic food …

A Abid, S Jie, W Aslam, S Batool, Y Lili - PloS one, 2020 - journals.plos.org
Developing a conceptual model is vital for small-scale organic farmer's credit access to
sustain the livelihoods. However, smallholders continually face severe problems in getting …

How voluntary information sharing systems form: Evidence from a US commercial credit bureau

J Liberti, J Sturgess, A Sutherland - Journal of Financial Economics, 2022 - Elsevier
We use the introduction of a US commercial credit bureau to study when lenders adopt
voluntary information sharing technology and the resulting consequences for competition …