(57) ABSTRACT A user activity, which may be a credit card transaction or an on-line access,
is approved based on the user's location at the time of the transaction or access. If the …

The present invention relates to system and method for authorizing a transaction using user
data collected from third-party websites/applications/sources, such as social media …

Systems, apparatus, methods, and computer program prod ucts are provided for determining
a user's authentication requirements/credentials for a specific network access ses sion …

Disclosed herein are example embodiments for financier-facilitated guaranty provisioning.
For certain example embodiments, at least one device, such as a server device of a …

BACKGROUND 0002. There are a number of different financial transac tions that drivers
execute while driving or sifting in a vehicle. During these transactions, the driver needs to …

Systems, computer products, and methods are described herein for improved authentication
utilizing two factor authentication of a user. The two factors include a verified identification …

The present disclosure describes embodiments in which an improved mobile payment
application executing on a mobile device allows a user to make or receive a payment via a …

US9519903B2 - Method and apparatus for proactive notifications based on the location of a
user - Google Patents US9519903B2 - Method and apparatus for proactive notifications based …

The present invention is a bank card fraud prevention system comprising a smart phone
application and fraud prevention software placed within financial institutions that provide the …

The disclosed embodiments provide systems and methods for transacting at a local financial
service provider device using a mobile device. The system may include one or more …