Many policymakers argue that the best poverty policy not only provides cash to the poor for
subsistence but also incentives and structures that encourage long-term social and …

Executive Summary Individual Development Accounts (IDAs) are special savings accounts
designed to help people build assets to reach life goals and to achieve long-term security …

Data from 25 participants in the Family Assets for Independence in Minnesota (FAIM) project
were used to identify factors that enabled these low‐income wage‐earning families to save …

Asset-building strategies have been touted as a new approach to helping low-income
families achieve economic independence. By providing incentives to save and invest in an …

Promoting social equity requires explicit investments—in jobs and wealth creation—that are
customized to connect low-income families to economic opportunity. Making explicit …

The uneven distribution of income and assets in the United States continues to have
negative effects on the personal, social, and economic well-being of adults and children …

This dissertation addresses the effects of asset-ownership on civic engagement. A social
development theory is tested: if those of low-income and low-wealth have the opportunity to …

Rural poverty affects 2.5 million US children annually. The implementation of Child/Parent
Individual Development Account (IDA) policies and programs may reflect a “best practices” …

Introduction. Although seldom a mainstream topic in social work, the financial functioning of
individuals and families plays a central role in well-being. The time is right to better …

Interest in asset-based social welfare proposals has grown among antipoverty scholars
since the early 1990s. Advocates of this perspective argue that US policy is overly reliant on …