US consumers may turn to the private market for credit when income and government
benefits fall short. The most vulnerable consumers have access only to the highest-cost …

Purpose This study aims to gain insight into the motivations behind the decision to use high-
cost payday loans by households who possess mainstream credit and to determine whether …

Financial and digital inclusion are key consumer policy agendas for governments globally.
Yet, despite the importance of online interfaces to manage finances and make payments, the …

Researchers and practitioners in financial services utilize a wide range of empirical
techniques to assess risk and value. In cases where known performance is used to predict …

Racial minorities, often sidelined by traditional financial systems, are a primary demographic
for alternative financial services (AFS). While promoting financial inclusion is seen as a way …

This dissertation undertakes a comprehensive investigation into consumer economics within
the United States, spanning diverse realms, from the dairy aisle and the domain of payday …

During recessions, young adults may experience greater challenges getting back on their
feet, and there is a risk that existing community-level racial inequities in credit health could …

SANTRAUKA Šiandieniniame pasaulyje augant vartotojų poreikiams bei išlaidoms, atsirado
alternatyvų papildomoms pajamoms gauti. Išplėtotas greitųjų kreditų tinklas teikia greitai …

The purpose of this transcendental phenomenological study was to describe the
experiences of emerging adults' interactions with financial socialization and financial …

In recent years, scientific papers pay attention to quality-of-life indicators beyond GDP-based
measurements. Material and non-material indicators have become significant parts of life …