Race, space, and cumulative disadvantage: A case study of the subprime lending collapse
In this article, we describe how residential segregation and individual racial disparities
generate racialized patterns of subprime lending and lead to financial loss among black …
generate racialized patterns of subprime lending and lead to financial loss among black …
Impacts of owner race and geographic context on access to small-business financing
Multiple studies document both the scarcity of small-business financing in inner-city minority
communities and the higher loan application rejection rates among minority business …
communities and the higher loan application rejection rates among minority business …
Has the Community Reinvestment Act increased loan availability among small businesses operating in minority neighbourhoods?
The 1977 Community Reinvestment Act (CRA) established a bold agenda requiring
financial institutions in the USA to serve the credit needs of low-and moderate-income areas …
financial institutions in the USA to serve the credit needs of low-and moderate-income areas …
The economic development potential of minority-owned businesses
The consensus view that discriminatory barriers limit the size and scope of America's
minority-business community is factually well-grounded. Rarely examined, however, is the …
minority-business community is factually well-grounded. Rarely examined, however, is the …
[图书][B] Interest groups and lobbying: Pursuing political interests in America
TT Holyoke - 2020 - taylorfrancis.com
Interest Groups and Lobbying shows how political organizations and their lobbyists play a
crucial role in how policy is made in the United States. It cuts through the myths and …
crucial role in how policy is made in the United States. It cuts through the myths and …
Linkages between regional characteristics and small businesses viability
Our study identifies regional traits associated with small business viability, paying particular
attention to bank lending to minority-owned firms. Although creditworthy minority business …
attention to bank lending to minority-owned firms. Although creditworthy minority business …
Black entrepreneurs, job creation, and financial constraints
Black-owned businesses tend to operate with less finance and employ fewer workers than
those owned by Whites. Motivated by a simple conceptual framework, we document these …
those owned by Whites. Motivated by a simple conceptual framework, we document these …
Ethno-Racial Stratification in the Refinanced Mortgage Market
J Loya - Sociology of Race and Ethnicity, 2024 - journals.sagepub.com
The mortgage industry is a key component of ethno-racial stratification in wealth and
homeownership. Previous research demonstrates that unequal treatment of minorities has …
homeownership. Previous research demonstrates that unequal treatment of minorities has …
Neighborhood Inequalities and the Long–Term Impact of Foreclosures: Evidence from the Los Angeles–Inland Empire Region
ET Molina - City & Community, 2016 - journals.sagepub.com
It is well documented that the foreclosure crisis was experienced unevenly in metropolitan
regions nationwide. Yet it is still unclear how the long–term impacts of the foreclosure crisis …
regions nationwide. Yet it is still unclear how the long–term impacts of the foreclosure crisis …
[图书][B] Housing America: Issues and Debates
ET Molina - 2017 - taylorfrancis.com
In an effort to explain why housing remains among the United States' most enduring social
problems, Housing America explores five of the US's most fundamental, recurrent issues in …
problems, Housing America explores five of the US's most fundamental, recurrent issues in …