Nearly a quarter of US households experienced job or income losses related to the COVID-
19 pandemic. Liquid assets mitigate financial distress amidst financial shocks such as job …

This study investigates the relationship between baby boomers' personality traits and their
student loan indebtedness in the United States. This article utilizes the 2014 data set from …

A significant ongoing initiative is to identify the conditions under which financial education is
most effective, as it has been shown to work much better in some circumstances than others …

This article examines the association between objective and subjective financial knowledge
and four types of credit card mismanagement as measured by making minimum payments …

Using consumer socialization theory, this study examined the associations between
perceived influence of parents, peers, employment, and media and spending behaviors of …

The Survey of Consumer Finances is the gold standard for researchers interested in the
finances of American families, yet it is a complex dataset. One methodological choice …

This study provides theory and evidence on the relation between financial literacy
overconfidence (FLO) and high-cost borrowing and its mediation and moderation through …

We examined the effect of self-control factors on saving behavior based on the behavioral
life-cycle hypothesis, using the 2016 and 2019 Survey of Consumer Finances (SCF) …

This study investigates the relationship between financial literacy and the choice of life
insurance policies in the multi-racial context of the United States. Both subjective and …

Gen-Z investors in the Indonesian stock market have grown in recent years. Propensity for
regret, overconfidence along with individual income are determinant elements in measuring …