Purpose: To analyse the insurance market breakthroughs through 'Big Data'and the
possibility of new techniques of services provided, creating access for information gathering …

Credit scoring is without a doubt one of the oldest applications of analytics. In recent years, a
multitude of sophisticated classification techniques have been developed to improve the …

This survey discusses recent contributions to the quantitative literature on unsecured
consumer debt and default, and some ongoing challenges for the literature. Key topics …

Some social theorists claim that trust is necessary for the smooth functioning of a democratic
society. Yet many recent surveys suggest that trust is on the wane in the United States. Does …

We investigate whether information sharing among banks has affected credit market
performance in the transition countries of Eastern Europe and the former Soviet Union, using …

This paper explores the link between information flows and governance. It develops a new
indicator, the transparency index, which measures the frequency with which governments …

This report is about building institutions that support markets which promote growth and
reduce poverty. It analyzes the myriad of institutions--formal and informal, public and private …

How does information sharing between lenders affect borrowers repayment behavior? We
show—in a laboratory credit market—that information sharing increases repayment rates, as …

Unemployed households' access to unsecured revolving credit more than tripled over the
last three decades. This article analyses how both cyclical fluctuations and trend increases …

Islam explores the link between information flows and governance or institutional quality.
Economic theory expounds on the importance of information on economic outcomes either …