The need for controlling and effectively managing credit risk has led financial institutions to
excel in improving techniques designed for this purpose, resulting in the development of …

Financial credit scoring is one of the most crucial processes in the finance industry sector to
be able to assess the credit-worthiness of individuals and enterprises. Various statistics …

Diabetes causes a large number of deaths each year and a large number of people living
with the disease do not realize their health condition early enough. In this study, we propose …

A bit hurdle for financial institutions is to decide potential candidates to give a line of credit
identifying the right people without any credit risk. For such a crucial decision, past …

With the development of Internet techniques, data volumes are doubling every two years,
faster than predicted by Moore's Law. Big Data Analytics becomes particularly important for …

The quality and quantity of medical data produced by digital devices have improved
significantly in recent decades. This has led to cheap and easy data generation. There has …

In recent years, credit scoring has received wide attention from financial institutions with the
rating accuracy influencing both risk control and profitability to a considerable extent. This …

In higher educational institutions, student enrollment management and increasing student
retention are fundamental performance metrics to academic and financial sustainability. In …

To increase the quality of loans provision and reduce the risk involved in this process,
several credit scoring models have been developed and utilized to improve the process of …

Financial institutions, by and large, rely on the use of machine learning techniques to
improve the classic credit risk assessment model for reduction of costs, delivery of faster …