More than a decade after the outbreak of the global financial crisis, consumers across the
EU have been increasing their level of debt in terms of both volume and value of consumer …

Today, legislators, courts, financial regulators and other actors at the EU and national level
face major new challenges in safeguarding public and private interests in an increasingly …

This paper explores the interactions between the general law of contract and the EU derived
financial regulatory duties. Starting from the analysis of the legal nature of the EU-derived …

Purpose With the introduction of the Markets in Financial Instruments Directive (MiFID),
financial institutions are faced with many investor protection provisions; this has a major …

The establishment of the European Securities and Markets Authority (ESMA) is one of the
most important innovations introduced by the European Union (EU) after the global financial …

Third parties (like clients or creditors) are inevitably affected by banking regulation and
supervision, even if the respective measures may formally only take effect between …

Abstract The Dutch Financial Services Complaints Institute (Kifid) offers a form of alternative
dispute resolution (ADR) to consumers who have a complaint about a financial product or a …

The genesis of MiFID I initiated a fierce scholarly debate on the following question: does
MiFID dictate private enforceability of the rules embedded in the directive? More specifically …

Private enforcement's role in the European secondary securities market is narrow. Issuer
companies' civil liability for violations of the inside information disclosure obligation is no …

This chapter investigates the involvement and participation of IOSCO Members in the
Organization's top organs by focusing on the EU and the US. In this context, a Member …