Insights into geospatial heterogeneity of landslide susceptibility based on the SHAP-XGBoost model

J Zhang, X Ma, J Zhang, D Sun, X Zhou, C Mi… - Journal of environmental …, 2023 - Elsevier
The spatial heterogeneity of landslide influencing factors is the main reason for the poor
generalizability of the susceptibility evaluation model. This study aimed to construct a …

Applications of explainable artificial intelligence in finance—a systematic review of finance, information systems, and computer science literature

P Weber, KV Carl, O Hinz - Management Review Quarterly, 2024 - Springer
Digitalization and technologization affect numerous domains, promising advantages but
also entailing risks. Hence, when decision-makers in highly-regulated domains like Finance …

Counterfactuals and causability in explainable artificial intelligence: Theory, algorithms, and applications

YL Chou, C Moreira, P Bruza, C Ouyang, J Jorge - Information Fusion, 2022 - Elsevier
Deep learning models have achieved high performance across different domains, such as
medical decision-making, autonomous vehicles, decision support systems, among many …

SHAP and LIME: an evaluation of discriminative power in credit risk

A Gramegna, P Giudici - Frontiers in Artificial Intelligence, 2021 - frontiersin.org
In credit risk estimation, the most important element is obtaining a probability of default as
close as possible to the effective risk. This effort quickly prompted new, powerful algorithms …

[HTML][HTML] Interpretable machine learning for imbalanced credit scoring datasets

Y Chen, R Calabrese, B Martin-Barragan - European Journal of …, 2024 - Elsevier
The class imbalance problem is common in the credit scoring domain, as the number of
defaulters is usually much less than the number of non-defaulters. To date, research on …

Transparency, auditability, and explainability of machine learning models in credit scoring

M Bücker, G Szepannek, A Gosiewska… - Journal of the …, 2022 - Taylor & Francis
A major requirement for credit scoring models is to provide a maximally accurate risk
prediction. Additionally, regulators demand these models to be transparent and auditable …

An explainable artificial intelligence approach for financial distress prediction

Z Zhang, C Wu, S Qu, X Chen - Information Processing & Management, 2022 - Elsevier
External stakeholders require accurate and explainable financial distress prediction (FDP)
models. Complex machine learning algorithms offer high accuracy, but most of them lack …

A machine learning approach combining expert knowledge with genetic algorithms in feature selection for credit risk assessment

PZ Lappas, AN Yannacopoulos - Applied Soft Computing, 2021 - Elsevier
Most credit scoring algorithms are designed with the assumption to be executed in an
environment characterized by an automatic processing of credit applications, without …

Explainability in supply chain operational risk management: A systematic literature review

SF Nimmy, OK Hussain, RK Chakrabortty… - Knowledge-Based …, 2022 - Elsevier
It is important to manage operational disruptions to ensure the success of supply chain
operations. To achieve this aim, researchers have developed techniques that determine the …

[HTML][HTML] Toward explainable electrical load forecasting of buildings: A comparative study of tree-based ensemble methods with Shapley values

J Moon, S Rho, SW Baik - Sustainable Energy Technologies and …, 2022 - Elsevier
Electrical load forecasting of buildings is crucial in designing an energy operation strategy
for smart city realization. Although artificial intelligence techniques have demonstrated …