Security in next generation mobile payment systems: A comprehensive survey

W Ahmed, A Rasool, AR Javed, N Kumar… - IEEE …, 2021 - ieeexplore.ieee.org
Cash payment is still king in several markets, accounting for more than 90% of the payments
in almost all the developing countries. The usage of mobile phones is pretty ordinary in this …

Two-factor authentication scheme for mobile money: A review of threat models and countermeasures

G Ali, M Ally Dida, A Elikana Sam - Future Internet, 2020 - mdpi.com
The proliferation of digital financial innovations like mobile money has led to the rise in
mobile subscriptions and transactions. It has also increased the security challenges …

A secure and efficient multi-factor authentication algorithm for mobile money applications

G Ali, MA Dida, A Elikana Sam - Future Internet, 2021 - mdpi.com
With the expansion of smartphone and financial technologies (FinTech), mobile money
emerged to improve financial inclusion in many developing nations. The majority of the …

Predicting mobile money transaction fraud using machine learning algorithms

ME Lokanan - Applied AI Letters, 2023 - Wiley Online Library
The ease with which mobile money is used to facilitate cross‐border payments presents a
global threat to law enforcement in the fight against money laundering and terrorist …

The Role of User-Agent Interactions on Mobile Money Practices in Kenya and Tanzania

K Sowon, E Luhanga, LF Cranor, G Fanti… - arXiv preprint arXiv …, 2023 - arxiv.org
Digital financial services have catalyzed financial inclusion in Africa. Commonly
implemented as a mobile wallet service referred to as mobile money (MoMo), the technology …

Mobile money services and sustainable development effect in Africa

FY Mpofu - The Fourth Industrial Revolution in Africa: Exploring the …, 2023 - Springer
Mobile money activities have greatly expanded in the African continent and are viewed as
drivers for financial inclusion and economic development. Even though the researchers …

Phishing attack types and mitigation: A survey

MF Alghenaim, NAA Bakar, F Abdul Rahim… - … Conference on Data …, 2022 - Springer
The proliferation of the internet and computing devices has drawn much attention during the
Covid-19 pandemic stay home and work, and this has led the organization to adapt to …

Scenario-based synthetic dataset generation for mobile money transactions

D Azamuke, M Katarahweire… - Proceedings of the …, 2022 - dl.acm.org
There is limited availability of mobile money transaction datasets from Sub-Saharan Africa
for research because transaction data records are sensitive in nature and therefore raise …

A Predictive Cyber Threat Model for Mobile Money Services

ML Sanni, BO Akinyemi, D Akinwuyi… - Annals of Emerging …, 2023 - aetic.theiaer.org
Mobile Money Services (MMS), enabled by the wide adoption of mobile phones, offered an
opportunity for financial inclusion for the unbanked in developing nations. Meanwhile, the …

Factors for acceptance and use of mobile money interoperability services

A Mswahili - The Journal of Informatics, 2022 - journals.iaa.ac.tz
Using mobile phones for financial transactions has been on a sharp increase globally and
particularly in Tanzania. The introduction of mobile money interoperability allows customers …