Monopoly without a monopolist: An economic analysis of the bitcoin payment system

G Huberman, JD Leshno… - The Review of Economic …, 2021 - academic.oup.com
Bitcoin provides its users with transaction-processing services which are similar to those of
traditional payment systems. This article models the novel economic structure implied by …

Payments Evolution from Paper to Electronic: Bill Payments and Purchases

J Stavins - 2021 - papers.ssrn.com
Consumer payments in the United States gradually have been shifting away from paper
checks for the past several years. Cash use has declined as well, although at a much slower …

[PDF][PDF] Data Aggregators: The Connective Tissue for Open Banking

J Alcazar, F Hayashi - Payments System Research Briefing, 2022 - kansascityfed.org
Open banking, which allows third-party financial apps to access consumer financial data
electronically and securely, relies on data aggregators to establish connections with …

The role of real-time gross settlement in a world of instant payments

B Lule Yawe, Y Kiwala - Journal of Payments Strategy & …, 2019 - ingentaconnect.com
The use of mobile technology for funds transfers has increased dramatically as the market
wants payment services that offer speed, convenience, ubiquity, safety and value for money …

La implementación de la criptografía en el sistema de pagos al por menor: una comparación entre las transferencias electrónicas y los pagos por Bitcoin

JD Galvis Aguirre - 2022 - bibliotecadigital.udea.edu.co
A nivel internacional se viene presentando una tendencia de modernización de los
sistemas de pagos al por menor dado el desarrollo tecnológico en la compra y venta de …