Analyzing the effects of climate risk on discouraged borrowers: Deciphering the contradictory forces

D Anastasiou, A Ballis, C Kallandranis… - Risk Analysis, 2024 - Wiley Online Library
We examine the impact of climate risk on discouraged borrowers among small and medium‐
sized enterprises (SMEs) in the eurozone, using a unique European Central Bank dataset …

A Bibliometric Analysis of Borrowers' Behavior

D Mwirigi, M Fekete-Farkas, Z Lakner - Journal of Risk and Financial …, 2024 - mdpi.com
Understanding borrowers' behavior is essential in making lending decisions, strengthening
financial inclusion, and alleviating poverty. This research adopts a bibliometric approach to …

Do macroprudential policies make SMEs more-or-less discouraged to apply for a bank loan?

D Anastasiou, F Pasiouras, A Rizos, A Stratopoulou - 2024 - papers.ssrn.com
This paper investigates the effect of macroprudential policies (MAPs) on discouraged small
and medium-sized firms (bank borrowers). Employing confidential firm-level survey data for …

[PDF][PDF] Once Upon a Loan: How Folk Tales Shape Access to Credit

JB Marigo, L Weill - 2024 - ifs.u-strasbg.fr
We investigate the effect of folklore on firms' access to credit. Using firm-level data on a large
sample of 38,000 firms covering 124 countries and 274 cultural societies over the 2005 …

[PDF][PDF] Factors contributing to borrower discouragement among Micro, Small and Medium Enterprises in Nairobi County, Kenya.

MG Kithure - 2024 - su-plus.strathmore.edu
The banking sector has made tremendous efforts towards providing opportunities for
business enterprises to increase financial access which has been a major impediment to …